Note: This information is only relevant to owners on our Full-Time Fleet plan. Owners on our Instant Keys or Key Handover plans need to keep their own insurance for when they and their friends or family are driving. If you are borrowing a car, learn how you can share the driving.

Short answer:

Car owners on our Full-Time Fleet sharing plan can nominate up to five friends or family to be covered under the damage cover when driving their car. You can edit this list at any time on the website – you just need to make sure to nominate them before they drive.


Anyone who drives your car must be added to your Additional Drivers list.

If you wish to have any other people driving your car (e.g. your spouse, partner, adult son or daughter, flatmate or friend), you'll need to add them as ‘Additional Drivers’. It’s easy to do, but you must do it before they drive.

Who you can nominate

To qualify, an additional driver must:

  • hold a valid licence to drive (which may be a learner’s or provisional licence, noting however, that a higher excess will apply in respect of any damage or loss, as set out below)
  • be nominated by you prior to driving the car
  • abide by the relevant terms and conditions of the Member Agreements when driving the car
  • not be an existing member with us, unless the person is also a member of your household
  • not pay you for the use of the car (if payment is involved it must be booked through the platform)

Nominating additional drivers

  1. Log in and go to Cars > Manage this car > Listing > Cover on the website
  2. In the 'Nominated additional drivers' section, enter the names of the people you'd like to nominate as additional drivers
  3. Click Save changes 

Higher excess for young, elderly or learner additional drivers

In the event of damage being caused by your additional driver, you're liable to pay an amount up to the following excess:

Additional driver’s age and licence type Excess
Driver of any age with a learner’s or provisional licence $3,000
16-20 (any licence type)   $3,000
21-24 or over 75 (with unrestricted licence)   $2,000
25 to 75 (with unrestricted licence) $500

Booking your car for an additional driver

If one of your additional drivers would like to use your car, they'll need to ask you to block it out for them in your calendar. If they need to use the key that's in the lockbox, you can generate a lockbox code for them. Make sure you remind your additional drivers to put the key back in the lockbox ready for the next borrower when they're done.


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